Editorial Policy

Effective date: February 28, 2026
Website: Compare MyCredit (comparemycredit.net) (“we,” “us,” “our”)
Contact: contact@comparemycredit.net

1) Our mission

Compare MyCredit exists to help readers understand credit and personal finance topics in plain English. We aim to publish content that is accurate, practical, and beginner-friendly—so you can make informed decisions about credit cards, credit scores, and credit reports.

2) Editorial independence

Our content is created with editorial independence. If we earn money through advertising or affiliate partnerships, that does not control what we publish or how we rank products.

We do not accept payment in exchange for positive coverage.
We do not allow partners to preview or approve editorial content before publication.
Any sponsored content (if we ever publish it) will be clearly labeled as “Sponsored.”

3) How we research and write content

We follow a consistent process:

Topic selection: We choose topics based on common reader questions, financial literacy needs, and frequent credit mistakes people make.
Research: We rely primarily on reputable sources such as government agencies, regulators, and major credit bureaus.
Drafting: We write in a beginner-friendly style, explain terms, and include examples where helpful.
Review: We check for clarity, internal consistency, and alignment with reliable guidance.
Publishing: We format content for readability and add references where appropriate.

4) Sources we use

We prioritize primary and authoritative sources, including:

Government and regulatory agencies (e.g., CFPB, FTC)
Official credit bureau education resources (e.g., Experian, Equifax, TransUnion)
Established financial institutions’ educational materials
Reputable research and data sources when relevant

When we reference third-party information, we try to cite or link to original sources.

5) Accuracy and updates

We work to keep our content accurate and up to date, especially for topics that change (laws, reporting timeframes, fees, product terms, and policies).

We may update articles to reflect new information, improve clarity, or correct errors.
When meaningful updates occur, we may revise the “last updated” date on the page.

6) Affiliate links and how we make money

Some pages may include affiliate links. If you click a link and apply for a product, we may earn a commission at no extra cost to you.

Affiliate compensation does not affect:

what we write
which products we mention
how we explain pros/cons
our opinions or recommendations

7) Advertising disclosure

We may display advertising on our site (for example, through Google AdSense or similar networks). Ads may be personalized or non-personalized depending on your consent settings and location.

8) Product reviews and comparisons

When we review or compare financial products, our goal is to present balanced information. We may evaluate:

interest rates/APR ranges
fees
rewards/benefits
eligibility requirements
common restrictions
suitability for different needs (beginners, rebuilding credit, balance transfers, etc.)

We do not guarantee approval for any financial product and encourage readers to review the issuer’s official terms before applying.

9) Not financial, legal, or tax advice

Content on Compare MyCredit is for educational purposes only and should not be considered financial, legal, or tax advice. You should consult qualified professionals for advice tailored to your situation.